Products

Comprehensive Choices

Associated Mutual can fit your niche.  What follows are a few of the group insured plans and other solutions we can provide to your members:

• Supplemental hospital, surgical, and medical care programs
  
• Free standing prescription drug programs
  
• Free standing dental insurance
  
• Free standing vision insurance
  
• Group term life insurance
  
• Group weekly income
  
• Group long-term disability insurance
  
• Mini-aggregate reinsurance
  
• Member direct programs for voluntary participation:
  • Hospital Indemnity Insurance
  • Survivor Income Insurance
  • Additional Group Term Life Insurance
  • Group Short-Term Disability Insurance
  • Group Joint Life Insurance
    
• Health Reimbursement Arrangements and Health Savings Accounts
  • Flex (IRS § 125)
  • HRA (IRS § 105 and § 106)
  • HSA (IRS § 223)

And more …

Subscriber Direct Programs

We can provide your members with superior direct solicitation, provide all necessary administration and permit your association “hands-free” coverage for the following subscriber direct programs:

• Group Joint Life Insurance
  
• Additional Group Term Life Insurance
  
• Group Dependent Term Life Insurance
  
• Group Hospital Indemnity Plan
  
• Group Short Term Disability Plan
  
• Group Final Expense Insurance Plan (?)
  
• Personal lines, including auto and homeowner insurance (?)

A Better Umbrella

In our industry, all claims may look alike; because of our expertise and effective operations, Associated Mutual can help you differentiate these claims.  We’ll share innovative approaches for funding your claims liability; this will help you enhance cash-flow and save your association or trust fund significant premium dollars.