Financial Security Plans

These plans are individually purchased coverage for financial protection of a family or individual in the event of death, disability or a sickness.

Basic Term Life

This benefit provides a $5,000 life insurance benefit in the event of the insured employee's death. This benefit is required  prior to purchasing the additional benefits listed below.

Dependent Term Life

Dependent coverage is for an employee's spouse and/or children.

Group Joint Life

In most dual income households, the loss of income when a spouse dies creates enormous hardship. With this plan, your employees can have affordable life insurance for both the member and their spouse under one policy and one premium.

In-Hospital Indemnity

This plan is crafted to provide employees extra dollars while hospitalized. They can select a pre-selected amount per day, for each period of confinement, for up to 365 days of inpatient hospitalization. This is in addition to other insurance coverage the employee may carry.

College Fund Benefit

Providing the opportunity for a child to reach his or her higher educational goals, this benefit supplies financial support for the college years.

Survivor Income Benefit

This provides financial security and peace of mind for a surviving spouse after the death of an eligible spouse and/or children.